Orlando First-time homebuyer loans
Smart Loans, Simple Choices
While we specialize in Orlando first-time homebuyer loans, our expert guidance and flexible mortgage options are available to buyers throughout Florida
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Orlando First-Time Homebuyer Loans – Start With Confidence
Orlando first-time homebuyer loans don’t have to come with confusion or stress. With the right lender by your side, the process can actually be smooth, fast, and even enjoyable. At Roi Homes Realty, we specialize in helping first-time buyers in Orlando find mortgage options that truly fit their needs.
We believe every homebuyer deserves a loan that aligns with both their budget and long-term goals. Whether you’re purchasing your first home or refinancing an existing one, our team is here to simplify the process from beginning to end.
In addition to personalized loan guidance, we offer clear communication and step-by-step support — so you never feel lost along the way. Furthermore, we work closely with trusted mortgage professionals who understand the local market and actively help you secure competitive rates.
Apply for the mortgage loan you deserve
Buying your first home is a major milestone; however, with the right support, it doesn’t have to feel overwhelming. At Roi Homes Realty, we focus on helping first-time homebuyers in Orlando navigate the loan process with confidence. From the very beginning, we walk you through each step, so you always feel informed, prepared, and in control. Whether you’re exploring loan options or getting ready to apply for pre-approval, our team is here to guide you. Ultimately, our goal is to help you make smart, stress-free decisions at every stage of your homebuying journey.
Orlando First-time homebuyer loans and Options
Buying your first home in Orlando? We offer low down payment programs, flexible credit requirements, and local support to make your dream home a reality
CONVENTIONAL LOANS
Common home loans: 620 score, and Down payment as little as 1%
FHA LOANS
For first-time home buyers, 3.5% down payment and looser terms
VA LOANS
Government loans with Zero money down and lower rates
Popular Loans for First-Time Buyers
We use AI and cutting-edge technology to sift through thousands of loan products.
Why Choose Us for Orlando First-Time Homebuyer Loans
Buying your first home in Florida can feel overwhelming—but with Roi Homes by your side, it doesn’t have to be. We specialize in Orlando first-time homebuyer loans, offering a local, personalized approach with access to over 80 lenders to find the best deal for you.
Access to Over 80 Lenders for the Best Rates
Unlike traditional lenders, Roi Homes compares offers from over 80 trusted lending partners. That means we don’t just offer you a loan—we offer you the best loan. By shopping the market for you, we help ensure you get the lowest interest rate, better terms, and more purchasing power.
One Credit Pull, Multiple Offers
Don’t let your credit score take a hit while shopping around. With Roi Homes, one credit pull unlocks multiple offers from top mortgage lenders across Florida. Save time, protect your credit, and gain the leverage you need to make confident decisions.
100% Financing and Low Credit Score Options
Our Orlando first-time homebuyer loans include 100% financing options, making it easier than ever to buy your first home with little to no money down. Plus, we accept FHA and VA loans with credit scores as low as 550, helping more Floridians achieve homeownership without delay.
Free Appraisal Included
Get a free home appraisal when you finance through Roi Homes—saving you hundreds of dollars and giving you added peace of mind during your home buying journey.
Down Payment and Closing Cost Assistance
Don’t let upfront costs hold you back. We offer a variety of down payment assistance programs and closing cost support to make your first home more affordable. We’ll help you find the right grants or lender incentives that match your qualifications.
Down Payment and Closing Cost Assistance
Don’t let upfront costs hold you back. We offer a variety of down payment assistance programs and closing cost support to make your first home more affordable. We’ll help you find the right grants or lender incentives that match your qualifications.
Local, Personal, and Always Available
We’re not just mortgage experts—we’re your neighbors. Based right here in Central Florida, we proudly serve the community with Orlando first-time homebuyer loans tailored to local needs. Want to meet in person? We’re happy to visit you at your home or welcome you to our office.
How to Get Pre-Approved for Orlando First-time homebuyer loans
- Apply Online: Our simple online application takes just minutes
- Get Pre-approved: know how much you can afford before you start shpping
- Close Confidently: We handle everything from application to closing